Program overview
In simple terms, this program teaches you how to manage credit risks using legal tools. What is credit risk? Things like loan defaults, contract breaches, and corporate fraud all fall under credit risk. Legal prevention and control involve addressing these issues through contracts, regulation, litigation, and more. Core courses include: Foundations of Law (Civil Law, Contract Law, Corporate Law), Credit Management (Principles of Credit Reporting, Credit Rating), Risk Management (Financial Risk, Operational Risk), and interdisciplinary courses such as Credit Law and Policy, Big Data and Credit Analysis, etc. Chinese universities have a unique advantage in this field because China is building a social credit system, and many universities collaborate with the central bank and credit bureaus to provide real-world cases and practical opportunities. Who is this program suitable for? If you are interested in both law and finance, enjoy analyzing data and studying rules, or want to become a versatile talent who understands both law and risk control, this program is a great fit. Strong math and logical skills are a plus, but no strong programming background is required.

