Economics and Finance

Universities
7
Programs
7
Major category
Economics

Specialization introduction

Major introduction

Study economic theory and financial practice to develop skills in market analysis, risk management, and asset allocation.

Program overview

The Economics and Finance program, simply put, teaches you to see the world through an economic lens and solve problems using financial tools. You'll learn foundational theories like macroeconomics and microeconomics, understanding how money flows and markets operate. At the same time, you'll dive into practical courses such as corporate finance, investment, commercial bank management, and international finance—learning how to value companies, make investment decisions, and manage risks. Math and statistics are essential, but don't worry—instructors will guide you step by step in using Excel and Python to process data. Many schools also have simulated trading labs where you can trade stocks and bonds firsthand. A distinct advantage of Chinese universities is that many faculty members have overseas backgrounds, and the curriculum aligns with international standards—for example, incorporating the CFA (Chartered Financial Analyst) knowledge system. Who is this program for? If you're numbers-savvy, enjoy analyzing problems, are curious about the business world, or aspire to work in finance, this major will be a great fit.

Major prospects

金融行业永远在变,但核心需求不变:懂经济、会分析、能决策的人。这几年中国金融科技发展很快,移动支付、数字货币、智能投顾都在改变传统业务,所以懂技术又懂金融的复合型人才特别吃香。另外,绿色金融、ESG投资(环境、社会和治理)是新兴方向,中国正在大力推动碳中和,相关岗位需求在增加。对于国际学生,中国的一带一路倡议带来很多跨境金融机会,比如贸易融资、海外投资顾问,如果你会中文又了解本国市场,优势很明显。上海、北京、深圳是金融中心,机会最多,但杭州、成都、苏州等新一线城市也在崛起。

Career prospects

毕业后出路很广。最对口的是银行、证券公司、基金公司、保险公司,可以做分析师、交易员、客户经理、风控专员。比如在银行,你可能先从柜员或客户经理做起,慢慢转向信贷审批或产品设计;在券商,研究岗、投行岗对学历要求高一些,但销售交易岗更看重沟通能力。企业财务部门也需要你,比如做资金管理、投资分析。还有咨询公司、会计师事务所的金融咨询组。薪资方面,一线城市应届生起薪大概在8000-15000元/月,券商和基金公司可能更高,但加班也多。如果考下CFA、FRM等证书,晋升会更快。国际学生如果想回国发展,中国金融机构的海外业务部门也很欢迎你。

Subordinate programs