Financial Mathematics

Universities
15
Programs
23
Major category
Economics

Specialization introduction

Major introduction

Financial mathematics teaches you to solve financial problems using mathematical and statistical models. It's a core discipline for quantitative investing and risk management.

Program overview

In simple terms, financial mathematics means 'using math to do finance.' You'll study hardcore math courses like probability theory, stochastic processes, and numerical computation, then apply these tools to stock pricing, risk assessment, and investment strategies. Core courses include: pricing of financial derivatives, time series analysis, stochastic calculus, financial econometrics, C++/Python programming, and more. Chinese universities have distinctive programs in this field—for example, Shanghai Jiao Tong University, Fudan University, and Peking University all offer strong financial mathematics programs, and many courses incorporate real-world cases from China's A-share market and RMB exchange rates. This major suits students with a solid math foundation, a love for logical reasoning, and curiosity about financial markets—you don't need to be a finance expert already, but you must be willing to tackle math and programming.

Major prospects

这个领域现在很火,因为金融行业越来越依赖数据和模型。在中国,量化交易、智能投顾、风险控制都在快速发展,很多银行、券商、基金公司都在招懂数学和编程的人。国际学生可以关注几个方向:一是外资投行在中国设立的量化团队,二是国内头部私募的量化部门,三是金融科技公司(比如蚂蚁集团、京东数科)。另外,中国正在推进利率市场化、衍生品市场开放,这些都需要金融数学人才。不用太担心语言问题,很多公司内部工作语言就是英语,而且中国金融市场数据丰富,很适合做研究。

Career prospects

毕业后路子挺宽:可以去券商、基金公司做量化研究员(写模型、回测策略),年薪起步20-40万人民币;去银行做风险管理(比如市场风险、信用风险建模),起薪15-30万;去金融科技公司做数据分析或算法交易,薪资类似;也可以去咨询公司做金融模型顾问。如果读博,还能进高校或研究院。国际学生要注意:中国对金融行业的外籍人才有一定需求,尤其是会英语、懂国际市场的,但需要考取相关从业资格(比如证券从业资格)。整体来说,这是个高薪但竞争也激烈的方向,建议在校期间多刷实习和项目。

Subordinate programs