Finance

Universities
75
Programs
130
Major category
Economics

Specialization introduction

Major introduction

Finance teaches you how to understand money, manage money, and make money work for you. It is the core discipline connecting the economy and markets.

Program overview

Finance sounds high-end, but its core is studying how money flows, how it is priced, and how risks are managed. You will learn corporate finance (how companies raise capital and invest), investment (how stocks and bonds are valued), financial markets and institutions (how banks and securities firms operate), as well as derivatives and risk management. Math and statistics are basic tools, but don't worry—Chinese university courses usually start from practical applications, such as using Excel and Python for data analysis or simulating stock trading. It's suitable for students who are sensitive to numbers, enjoy analyzing trends, or want to understand the logic behind economic news. Finance programs in Chinese universities place special emphasis on connecting with the market. Many professors have industry experience and often invite fund managers and bank executives to give lectures. Moreover, there are abundant internship opportunities in Shanghai, Beijing, and Shenzhen, and international students can also participate.

Major prospects

金融行业正在经历数字化转型,传统银行、券商都在招懂科技的人才,比如量化交易、金融科技(FinTech)。中国是移动支付和数字人民币的领先者,相关岗位需求很大。另外,绿色金融(环保项目融资)、跨境投资(一带一路相关)也是新热点。国际学生如果中文好,可以关注外资银行在中国的发展,或者中资企业的海外业务。总体来说,金融行业不会消失,只是形态在变,懂技术、懂市场、懂跨文化沟通的人永远吃香。

Career prospects

毕业后去向很广:商业银行(对公、零售、风控)、证券公司(投行、研究、交易)、基金公司(投资分析)、保险公司(精算、投资)、金融科技公司(产品、数据分析)。也可以去企业做财务或战略投资。薪资方面,一线城市应届生起薪约8k-15k人民币/月,投行、基金等核心岗位更高(15k-25k),但竞争也激烈。国际学生如果回国或去其他国家,金融学学历也受认可,尤其是CFA、FRM等证书加持。建议在校期间多实习,积累实战经验。

Subordinate programs